Rent vs. own, side by side.
Compare monthly housing costs, upfront cash, and total cost over the years you choose. Every assumption stays visible and editable.
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Rent assumptions
Ownership assumptions
Conventional loans with under 20% down include PMI, which can usually be removed once you have about 20% equity.
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For conventional PMI, borrowers may request cancellation near 80% of the home’s original value if requirements are met. Automatic termination is generally at the scheduled 78% balance when payments are current; exceptions apply, so confirm timing with the lender or servicer.
One-time fees paid when you buy (loan, title, etc.).
These are estimates. They don't include selling costs, tax breaks, or investment returns. Talk to a lender or tax professional for exact numbers.