How much house can you afford? 🏡
Enter your income, monthly debts, and loan details below to estimate your potential home budget and a target purchase price range.
This calculator uses common affordability guidelines, including housing and debt-to-income ratios, to help you understand how lenders may evaluate your finances. It is a planning tool designed to give you a clearer picture before you start shopping.
Adjust the down payment, interest rate, and loan term to see how each factor can affect your monthly payment and buying power. Even small changes can make a meaningful difference in what may fit your budget.
Your numbers
For conventional PMI, borrowers may request cancellation near 80% of the home’s original value if requirements are met. Automatic termination is generally at the scheduled 78% balance when payments are current; exceptions apply, so confirm timing with the lender or servicer.